Lower your utility bills with convenient on-bill financing.
Affordable financing is available to help you make money-saving home energy upgrades.
You don’t have to save up to start saving.
We partner with participating local power companies across the Tennessee Valley region to offer competitive $0 down, fixed interest rate loans to qualified applicants.*
$0
Down payment required
625
Minimum VantageScore to qualify
$2,500-$20,000
Financing limits
Finance these home energy upgrades.
All upgrades must be installed by TVA-vetted members of the Quality Contractor Network.
NOTE: Insulation, air sealing, and duct sealing and insulation upgrades must be paired with a heating and cooling upgrade.
Older homes and appliances use more energy.
Home energy upgrades save you money.
Financing FAQs
Don’t let energy inefficiencies cost you money.
Find out if you’re eligible for a home energy upgrade loan.
Resources for all your home energy needs.
Check out these other helpful home energy services.
Home Energy Evaluation
TVA-vetted contractors
Energy advice
Contact us
Call us at
1-855-237-2673
For general questions or to register to participate, call us toll free. Our customer service representatives are available Monday through Friday, 7am – 5pm CST.
Submit a question online to Customer Support
We look forward to helping you with your inquiry. We promptly respond to inquiries in the order in which they are received.
*On-bill financing is not offered by all local power companies.
Check with your local power company for current program rates.